When was the last time you thought about your homeowners insurance? When you bought your house? Maybe you refinanced and had to find your documents? Maybe the last time you paid your annual premium?
Chances are, if you’re like most people, you’ve never thought about your homeowners insurance since the day you closed on your house. You’ve paid your premiums diligently, and gone about your business.
But what if that’s costing you hundreds (or even thousands) of dollars extra per year? Would you know? How can you quickly and easily find out? And is it hard to switch?
The Importance Of Shopping Around For Homeowners Insurance
Homeowners insurance is likely your highest insurance expense as a homeowner. According to a 2017 ValuePenguin survey, the average homeowner pays $964 per year nationwide for homeowners insurance. Depending on your state, it could be even more.
For example, Texas and Florida homeowners pay around $1,450 per year on average – over $500 more per year than the nationwide average.
The scary part about these numbers is that nobody really thinks twice about them once they are insured. But the insurance companies think about pricing all the time – insurance prices rise and fall all the time. If you’re not shopping around every now and then, you could be missing out on savings.
It used to be that shopping around for homeowners insurance was challenging and time consuming. You would either have to call or go online to a bunch of different company’s websites, enter you information, and get a call back for a quote (heaven forbid they actually share their rates online).
At CRG Insurance Agency, we make all of that simple, we do the work for you. Because we're an independent insurance brokerage, we're able to quote through numerous companies to ensure you're getting the right homeowners insurance coverage, at the right price.
Give us a call today to schedule your free insurance consultation!